Words of wisdom, people invest for financial security and for sending the kids to college, why must we be so resistant to prepare for even more serious eventualities, such as earthquakes. As JOB said once, A great philosopher(Kant) said not to speak of earthquakes, it only encourages them...(after the 9m Lisbon Portugal quake of the 1700's. They call people who don't want to acknowledge the risk from E.Q.'s seismophobes...take care Petra,thx...mb.