I tend to agree with Lowell - the money required to pay for an insane earthquake policy here in Long Beach, CA is nothing less than theivery. Best to get those low cost loans after.

10-15% deductable - so I'd be looking at at least $30,000 worth of damage before the insurance company pays a dime - hardly anything on contents are covered - no other structures like fences, walls concrete driveways, etc are convered. This wonderful policy only costs a mere $2,100 a year for a 10% deductable.

If you look at the fine print of the California Earthquake Authority's policy you will see where they have the right to charge you more money in the event of a quake and they can't come up with the funds required to cover damages!

Oh - and if we happen to then get hit by a tsunami all bets are off - no coverage!

I am required by the Mortage company to have flood insurance of all things... though I doubt that covers Tsunamis!

Canie