I think that the Long Beach insurance rates will go up when we finally publish out manuscript in preparation...unless they have already taken into account our 2004 NEHRP technical report. Hmmm.think I'll call the ex-student who is lead author...works for oil company. Is probably busy helping count their money. .

If you don't have earthquake insurance, you might put that money into making sure house is strong enough (bolt house to Foundation and all that stuff.

I think you are correct about the risk at Monarch Point...but I don't think it come from the Elsinore at all, and the Newport Inglewood may not be the main hazard. The main hazard may be the Oceanside thrust (Rivero, Shaw......in "Geology"). I've worked on that area a little. I hear they dropped that fault from the hazard maps because they think it inactive. I think they are wrong but can't prove it right now. This is part of the same story as our Palos Verdes (San Pedro escapment fault, Compton thrust) story...and it is probably the same fold and thrust belt...although there is a rather large hunk of territory in between that I have not looked at....

So...you should wish me bad luck on my publications efforts because my success may cost you money...although it could eventually save your life if it lead to a retrofit of that bridge/parking garage/building whatever..
Chris