Hi 2 Cents and Roger,

Well, 2 cents set my mind awhirl, so I thought I'd add another two cents to this thread. Just suppose you don't get it right in this lifetime? According to many philosophies around the globe, you will come back again and again, until you do get it right.

In aligning my thoughts with those, I would have to agree that while there may be no fires surrounding one on this planet, per se, being here at times can surely seem like hell.

Joy does arrive as well, but by golly, it is always so short lived. I prefer the idealism that life "over there" versus "here" has got to be better than this.

As it is said, "we all get there, one way or another."

Thoughts from the far side, from a 30 year insurance veteran.

Petra